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Other Houston mortgage types mixed. The average rate for 15-year fixed-rate mortgages rose 2 basis points, growing to 3.55 percent. Monthly payments on a hypothetical $165,000, 15-year fixed-rate mortgage ticked up along with rates, scaling up $1.62 to $1,183.61.
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Fha Loan Closing Conventional Home Loans With 5 Down The new 3% down loan is similar to existing conventional loan programs. rates are low and lenders who offer the program are widely available. Many of today’s home buyers will meet guidelines for this new loan option. Three percent down loans with the following characteristics will be considered for approval: The mortgage is a fixed rate loan.FHA Loans: Closing The deal. fha loan rules require the down payment for FHA home loans and any other borrower expenses to be included in the amount due from the borrower at settlement time. Another portion of the FHA loan rules, a section titled "Disclosure of Origination Charges on the Good Faith Estimate".
According to Bankrate’s national survey of large lenders, the average rate on the benchmark 30-year fixed-rate mortgage rate for the houston area ticked downwards to 4.09 percent.
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